Stop Defense
That activated ability is sweet, but you cant just cast your fifth Templar Knight and then activate the ability unless you can give that Knight haste, so there are some hoops to jump through
(Flip Effects are not activated.) C Common The Legendary Fisherman X WATER Level 5 [ WarriorEffect ] ATK 1850 DEF 1600 While "Umi" is on the field, this card is unaffected by Spell effects and cannot be targeted for attacks, but does not prevent your opponent from attacking you directly
It's second effect is based on the "Aracno-Cannibalism" a Spell card that was used in combo with Baby Spider Its final effect is just to give this card a bit more value, since its kind of a bricky card that you don't want to draw
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I guess you could attack into a stronger monster first to clear their backrow, but then chances are that the same monster that you attack with this will have more attack than bear or wolf