That said, the cheapest available copy of Debt of Loyalty is $5.84 at the time of writing, and thats in damaged condition
During that turn, damage can't be prevented

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Commanders can be removed over and over again, and without land ramp it can often become quite difficult to cast them
Lazav, Dimir Mastermind is difficult to interact with and can become a copy of the most dangerous card that your opponents mill
Shelob should excel either as the actual commander or as a card in the main deck, and with the lack of data on sites like EDHrec.com to guide players, anything is possible right now