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Ultimate Christmas Pack Retirement The road to financial freedomChristmas just seems to come faster every year, doesn't it? It always feels like there is so much time, and then poof! the time's gone and I'm not ready! So many things to get done, Christmas cards, shopping, gifts, wrapping, baking, not to mention the stocking stuffers (that I ALWAYS seem to forget until the last minute!). And then there's trying to simplify and make it more about family and love than about shopping and gifts. Whew! So I created