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In my mind, I often associate (black) loafers with a certain type of Austrian/German tourist, sporting a moustache, beige shorts, a gaudy short sleeved shirt, a gold necklace, a solarium tan and white socks, being part of a tourist group roaming through Vienna

Larger leather items like bags and briefcases arent expected to match your shoe color exactly that would be quite expensive, otherwise

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You can see there are more formal looks as well as laid-back, casual styles

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Pair with a simple pair of block heels or flats and simple jewelry to complete your casual outfit